Industries We Serve


Infrastructure is the basic physical structure needed for the operation of any organization, society, enterprise, or country as a whole. The term typically refers to the technical structures that support a society, such as roads, water supply, sewers, power grids, telecommunications, and so forth.

Infrastructure broadly being classified as Hard and Soft; Hard consisting of Road and highway networks, including structures (bridges, tunnels, culverts, retaining walls), signage and markings, electrical systems (street lighting and traffic lights), edge treatments (curbs, sidewalks, landscaping), Railways, Canals, Navigable waterways, Seaports, Airports and Mass transit systems; and Soft consisting mainly physical assets such as highly specialized buildings and equipment, as well as non-physical "systems" such as the body of rules and regulations governing the various systems.

The exposures are related to express highways, sea links, viaducts (metro rails and roads), bridges etc., each of these having varied degree of risk exposures relating to collapse of an under construction bridge/ viaduct/ tunnel, road construction related exposures like flooding, caving of roads due to seepage. Aviva team brings on board solutions by analyzing the critical aspects of each of these sectors, the exposures associated with them and providing a total risk management solution and risk transfer mechanism. Having an integrated approach towards designing covers for our various infrastructure clients, we ensure that a comprehensive coverage is provided to them with most competitive pricing.

Products and Services

  • Project Insurance (Contractors All Risk and Marine cum Erection All Risk)
  • Advance Loss of Profit / Loss of Profit due to delayed start-up
  • Civil Engineering Completed Risk
  • Marine Imports
  • Employee Benefit Programs
  • Liability Programs

    • - Commercial General Liability
    • - Directors and Officers
    • - Professional Indemnity